Flipkart Axis vs Amazon Pay ICICI Credit Card: During digital shopping periods, co-branded credit cards have proven to be a powerful tool for experienced consumers who want to maximize value from online purchases.
Two Titans in this area of Flipkart Axis Credit Cards and Amazon Pay ICICI Credit Cards offer a compelling premium program tailored to the e-commerce landscape of India.
But which cards deserve the coveted points of your wallet? This comprehensive comparison deals with both cards’ features, benefits, and potential drawbacks and makes well-discovered decisions.
Table of Contents
Flipkart Axis vs Amazon Pay ICICI Credit Card Features:
| Feature | Flipkart Axis Bank Credit Card | Amazon Pay ICICI Credit Card |
|---|---|---|
| Issued By | Axis Bank | ICICI Bank |
| Annual Fee | ₹500 + GST (Waived on ₹2L spend) | ₹0 (Lifetime Free) |
| Welcome Benefit | ₹500 Flipkart Voucher | None |
| Rewards on Flipkart/Amazon | 5% Cashback on Flipkart & Myntra | 5% Cashback on Amazon (Prime Users) / 3% (Non-Prime) |
| Other Online Spends | 4% on partner brands (Swiggy, Uber, PVR, etc.) | 2% on Amazon Partner Merchants |
| Offline Spends | 1.5% Cashback | 1% Cashback |
| Fuel Surcharge Waiver | Yes (1% on transactions ₹400-₹4000) | Yes (1% on transactions ₹400-₹4000) |
| Lounge Access | 4 Domestic Lounge Access per year | None |
| Foreign Exchange Markup | 3.5% | 3.5% |
| Redemption Type | Cashback credited to statement | Cashback credited to Amazon Pay balance |
| Best For | Flipkart & partner brand shoppers | Amazon & partner merchant shoppers |
The Flipkart Axis Credit Card: Rewarding Loyalty to the Homegrown Giant
The credit card has been launched as a partnership between Flipkart and Axis Bank and frequently aims to reward Flipkart buyers with substantial cashback and services. This card quickly gained popularity amongst Indian digital buyers, especially those who liked the vast market of Flipkart.
Flipkart Axis Credit Card Excess Function offers 5% unlimited cashback for all Flipkart and Myntra purchases. This generous reward rate will quickly provide regular buyers on these platforms. In this context, the monthly Flipkart cashback ¹10,000 edition creates wise returns that accumulate over time.
In addition to the Flipkart ecosystem, the Map offers 4% cashback from preferred partners such as Swikgy, PVR, and Cure. Fit, and urban companies. It will expand Map’s maps beyond shopping from Flipkart, making them more versatile for daily use. Cardholders receive unlimited cashback of 1.5% for all other dealers, contributing to rewards regardless of where all purchases are made.
The card includes ¹500 worth of welcome services and a relatively modest annual fee that is omitted if you spent more than ¹2lakh in the previous year. This fee structure allows most buyers to access the card, but consistent use is inspiring.
Here’s a table summarizing the key features of the Flipkart Axis Bank Credit Card:
| Feature | Details |
|---|---|
| Cashback on Flipkart & Myntra | 5% unlimited cashback |
| Monthly Flipkart Cashback Limit | ₹10,000 |
| Cashback on Preferred Partners | 4% on Swiggy, PVR, Cure.Fit, Urban Company |
| Cashback on Other Purchases | 1.5% unlimited cashback |
| Welcome Benefits | ₹500 worth of welcome services |
| Annual Fee | ₹500 |
| Annual Fee Waiver | Waived if annual spending exceeds ₹2 lakh |
The Amazon Pay ICICI Credit Card: The Global Giant’s Answer
Amazon Pay ICICI Credit Cards are a collaboration between Amazon and ICICI Bank, establishing themselves as a tremendous competitor in the CO-branded credit card market. It has been specially developed to improve your Amazon shopping experience and, at the same time, has advantages in many everyday spending categories.
Like its competitors, the Amazon Pay ICICI Credit Card offers unlimited cashback of 5% from all Amazon purchases for Prime Members (3% for non-primary members). This reward structure is aimed at Amazon loyalists, especially those who have already committed themselves to the first class of ecosystems. Cashback will appear as Amazon Pay Credits that can be used for future Amazon purchases or Amazon Pay Partner Dealers.
If you advance in front of your Amazon card, there will be no fees or annual fees. It means that you can make it free of charge. This zero-cost approach eliminates all pressure to reach a certain expenditure threshold to justify storage on the card.
The card also offers 2% cashback for online and offline payments with Amazon Pay Partner merchants and 1% cashback for all other costs. These prices are slightly lower than Flipkart cards offer their preferred partners, but the breadth of the Amazon Pay Partner network can make up for this difference.
Here’s a table summarizing the key features of the Amazon Pay ICICI Credit Card:
| Feature | Details |
|---|---|
| Issuer | ICICI Bank |
| Co-branded Partner | Amazon Pay |
| Annual Fee | ₹0 (Lifetime Free) |
| Amazon Purchase Cashback | 5% for Prime Members, 3% for Non-Prime Members |
| Amazon Pay Partner Cashback | 2% on online & offline payments with Amazon Pay Partner Merchants |
| Other Transactions Cashback | 1% on all other spends |
| Cashback Type | Amazon Pay Balance Credits |
| International Usage | Accepted worldwide |
| Fuel Surcharge Waiver | 1% on fuel transactions at all fuel stations |
| Interest-Free Period | Up to 48 days |
| Late Payment Fee | Based on outstanding balance (varies) |
Head-to-Head Comparison Flipkart Axis vs Amazon Pay ICICI Credit Card
Reward Rates
Both cards offer the same 5% cashback on their respective platforms, creating clear incentives for using each card within the native ecosystem. However, 4% of preferred partner Flipkart cards are over 2% of Amazon among partner dealers, giving you advantages for specific output categories.
Price structure
Amazon Pay ICICI cards are free, but Flipkart Axis cards calculate °C per year unless they meet the spending threshold. This difference is essential when you may not accumulate enough profits to compensate for your Flipkart card fees.
Welcome benefits
The Flipkart Axis Card offers ¹500 worth of welcome services and provides immediate value for approval. Amazon cards do not offer any advantages in advance and compensate for NO-FE structures.
Remuneration
Amazon Card rewards are displayed directly as Amazon wages, creating a seamless salvation experience. Cashback from your Flipkart card is collected as reward points that require you to manually redeem the slightly more convenient process.
Which Flipkart Axis vs Amazon Pay ICICI Credit Card is right for you?
The decision will ultimately become your purchasing project and habit:
- Select your Flipkart Axis credit card.
- Often purchased from Flipkart and Myntra.
- They regularly use services such as Swikgy, PVR, and Urban Company
- You feel familiar with fee-based cards (using the option to do without you)
- Selected partner traders prefer higher rates
- Please select your Amazon Pay ICICI credit card.
- You are a Prime member of Amazon who regularly shop on Amazon
- Free credit cards are recommended without spending requirements
- They appreciate the simplicity of automated reward solutions
- We use Amazon’s extensive services ecosystem (Prime Video, Music, etc.)
The Verdict: Flipkart Axis vs Amazon Pay ICICI Credit Card
Instead of describing a complete winner, it is more accurate to say that a consumer characterizes each card. If your shopping cart often contains articles about Flipkart and its partner brands, the Flipkart Axis credit card offers excellent value despite the annual fee.
If it’s your chosen digital shopping destination by Amazon, the Amazon Pay ICICI credit card offers excellent returns at zero running costs. For genuinely dedicated e-commerce enthusiasts, it may be the best strategy to maximize every platform on a native platform and maximize rewards.
Finally, strategic use in premium credit card games is often the path to maximum value.
Both will be decided. Flipkart Axis vs Amazon Pay ICICI Credit Card are developing consumer financial products seamlessly with e-commerce in the digital age to create a more valuable shopping experience.
FAQs For Flipkart Axis vs Amazon Pay ICICI Credit Card
Can I pay both Flipkart Axis and Amazon simultaneously?
A: Yes, you can hold both cards at the same time. Many experienced buyers maintain both cards to maximize rewards on both e-commerce platforms.
If you only use Flipkart -Port Card and Amazon Pay with Flipkart If you are using Amazon’s Amazon Pay Card, make sure you are consistently earning up to 5% cashback, regardless of the platform you purchase.
Remember that you manage some credit lines and pursue different due dates for payment.
How do the reward redemption processes differ between these two cards?
The redemption processes differ significantly. The Amazon Pay ICICI Credit Card automatically converts cashback rewards into Amazon Pay balance, which appears in your account within 24 hours of posting eligible transactions.
This balance can be used immediately for Amazon purchases or at Amazon Pay partner merchants. In contrast, the Flipkart Axis Credit Card accumulates rewards as points that require manual redemption through the Axis Bank mobile app or website.
